Unlocking the Power of
SBA 504 Loans
Know more about smart, government-backed financing to grow your business or better serve your clients.
September 24, 2025 | 10:00 AM PT
About the Webinar
If you’re a broker helping clients close on commercial real estate—or a business owner seeking affordable capital—this webinar is for you. Join AVANA’s SBA experts as we break down how the SBA 504 loan program can help fund growth, lower capital requirements, and provide long-term financial stability—all without the confusion and friction often associated with government-backed loans.
What You’ll Learn
• How SBA 504 loans help fund growth at lower cost
• Who qualifies, and which property types are eligible
• Common challenges and how to overcome them
• How AVANA’s $5B+ SBA experience simplifies the
entire process
Why SBA 504 Loans Work
• Up to 90% financing for eligible commercial real estate
• Fixed-rate, SBA-backed second lien
• Only 10% down required in most cases
• Available for owner-occupied acquisitions or refinance
• Competitive alternative to conventional CRE loans
Why This Matters Now
Brokers and business owners using SBA 504 loans are already:
• Closing deals with lower equity requirements
• Unlocking long-term fixed-rate capital
• Winning in competitive markets by offering smarter
financing options
Event Details
Topic: Webinar – Unlocking the Power of SBA 504 Loans
Date: September 24, 2025
Time: 10:00 AM PT
Format: Live webinar with Q&A
Duration: 45 mins + 15 min Q&A
Meet the Speakers
About Sundip Patel
Sundip Patel is a visionary entrepreneur whose journey embodies resilience and a deep commitment to social impact. Immigrating from Zambia as a child, his early experiences instilled in him a lifelong dedication to financial equity and community empowerment.
He earned an MSc in Social Business & Entrepreneurship from the London School of Economics and Political Science and an MBA from the University of California, Irvine, and holds CPA and CMA licenses. Sundip is a lifelong member of YPO.
Meet the Speakers
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About Matthew Hunt
Matt has over 25 years of lending experience and currently serves as the Chief Credit Officer for AVANA. Prior to joining AVANA Capital, Matt was Senior VP and Director of National Real Estate lending for Zions Bank. In that role, he oversaw the bank’s nationwide commercial real estate lending platform with a primary focus in SBA 504 lending.
During his 16 years at Zions, the National Real Estate Group originated over $10 billion in commercial real estate loans, including nearly $5 billion in SBA 504 1st mortgage loans. He brings deep experience, having managed a $5.0 billion CRE portfolio through the global financial crisis and overseeing the secondary market program at Zions Bank.
Meet the Speakers
About Candace Sheets
Candace is a Senior Vice President of Credit for AVANA companies. Candace has 26 years of experience in commercial and residential lending, with extensive expertise in credit underwriting analysis and risk assessment, including commercial, SBA 7a/504, and mortgage loans. She excels in structuring and underwriting complex and diverse commercial credits for various business and collateral types, including hotels, gas stations, convenience stores, restaurants, strip malls, multi-family, assisted living, retail, and office buildings. Candace began her career at Imperial Bank (now Comerica), where she played a key role in establishing the SBA Lending Division and obtaining PLP status. She also was instrumental in establishing the Conventional Correspondent Lending program, which originated over $1 billion in loan volume from 1999 to 2005