Investment Solutions for Financial Advisors
Provide eligible clients access to secured private credit backed by commercial real estate collateral through multiple structures—designed to support different allocation sizes, governance needs, and onboarding requirements. Terms and eligibility are subject to offering documents and verification
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SBA 504 Loans
Built for Growth
Fixed-Rate, High LTV (Up to 90%), Long-Term CRE Loans for Owner-Occupied Properties
Backed by $5B+ in SBA lending expertise. Fast, transparent closings tailored for small businesses and brokers.
Registered Investment Advisors
Chartered Financial Planners
Certified Public Accountants
How AVANA supports advisor workflows
- Multiple investment options aligned to varying client allocation sizes and governance needs (subject to availability and eligibility)
- A consistent underwriting approach supported by documented diligence and third-party inputs as applicable
- Portfolio monitoring practices designed to support ongoing oversight and advisor servicing conversations
- Reporting delivered via email and/or the Investor Reporting Portal to support client servicing needs
Ways to Invest
Use the table below to align client allocation size and onboarding requirements with the appropriate pathway
Investement Options
Description
Min. Investment
Average Term
Closed-end funds invested in secured CRE loans
Invest in closed-end private credit funds holding secured commercial real estate loans, with the option to select a specific loan (where available).
$250K
3 Years
Direct participation in select loans
Invest in select commercial loans of your choice.
$500K per loan
Up to 3 Years
Separately managed accounts (SMAs)
Investor-managed vehicle, with the option of customized financials and reporting.
$2MM
3 Years
EqualSeat Platform – 506(c)
FinTech platform enabling fractional participation.
$10K
3 Years
Closed-end funds invested in secured CRE loans
Invest in closed-end private credit funds holding secured commercial real estate loans, with the option to select a specific loan (where available).
Min. Investment - $250K
Average Term - 3 Years
Direct Participation in Select Loans
Invest in select commercial loans of your choice.
Min. Investment - $500K per loan
Average Term - Up to 3 Years
Separately managed accounts (SMAs)
Investor-managed vehicle, with the option of own financials and reporting.
Min. Investment - $2MM
Average Term - 3 Years
EqualSeat Platform – 506(c)
FinTech platform enabling fractional participation.
Min. Investment - $10K
Average Term - 3 Years
How to invest with AVANA
Connect
Review
Due Diligence
Onboard
Invest
Monitor
Pre-screening
Underwriting and diligence
Documented decisioning
Closing controls
Ongoing monitoring
Compliance procedures
What guides our decisions
Key factors we use to guide our decisions:
Credit discipline
High quality, rigorous and consistent risk approach from origination to portfolio mangement
Embedded risk control
Documented diligence and mitigants where appropriate
Focused specialization
Sector expertise and asset-level evaluation in select markets
Fundamentals first
Decisions grounded in cash flow, sponsor strength, and obligor capacity—not market timing
Purpose & alignment
Capital deployed with mission focus and alignment of interests, subject to offering terms
Reporting & Transparency
- Lender statement of account: typically provided by the 15th business day of each month
- Loan review inquiries: typically available beginning the 16th business day following statement release
- Audit balance confirmation: annual
- Trade documents/capital calls: trade documents available for each trade (as applicable)
- Investor correspondence: made available as needed
Frequently asked questions
Proven Success Stories
We’ve helped businesses across industries
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Invest with AVANA
Insights
Our Team
About Sanat Patel
As Chief Lending Officer at AVANA Companies and Chair of the Board at AVANA Bank, Sanat Patel brings more than three decades of experience in financial services, private credit and commercial banking, with a proven track record in loan structuring, risk management, and balance sheet growth. Sanat has led strategic initiatives that connect institutional capital with entrepreneurial ambition, supporting the growth of businesses, and owners engaged in commercial real estate across the U.S. He has built and scaled lending platforms in partnership with banks and credit unions, developing tailored financial solutions that drive job creation and foster inclusive economic development.
Our Team
About Christyna Lane
As a lending participation expert in Southern California, Christyna Lane manages the direct loan placements for AVANA CUSO, a Member of the AVANA Family of Companies, with lenders like credit unions, community banks and other financial institutions while establishing and maintaining relationships for the organization. Joining the CUSO team in 2014, she works in connection with lenders nationwide to assist them in reaching their commercial lending goals and diversifying their portfolio.