Do you provide ground-up construction loans for branded hotels?

Yes. AVANA offers ground-up construction financing for select-service and limited-service hotels under major brands like IHG, Hilton, Marriott, etc. The AVANA-IHG Co-Lending construction program (in partnership with IHG Hotels) is designed to support qualified IHG hotel developers with streamlined capital.

What are common hospitality bridge loan use cases?

Bridge financing works well for hotel acquisitions, PIP completion, or refinancing before stabilization. We work with experienced operators seeking short-term, high-speed capital to close or reposition.

Can SBA 504 be used for hotel financing?

Yes. SBA 504 can be used to purchase or refinance owner-operated hotels that meet SBA eligibility, including majority owner occupancy and brand/franchise approval.

How do you structure hospitality refinancing options?

We offer conventional term loans and bridge options for refinancing hotel assets—whether the goal is lowering rates, pulling out equity, or consolidating debt. SBA 504 is also available for refinancing if the property meets SBA use criteria and has been operational for at least two years.

Industrial Real Estate Financing

Finance, Expand, or Refinance Your Industrial Property

Warehouses, distribution centers, manufacturing plants, cold storage, and flex space — AVANA structures acquisition, expansion, refinance, and bridge financing around how your facility actually operates, not a one-size-fits-all box

Apply for a Loan →Schedule a Call

Industrial rooftop with large metal ventilation pipes and machinery under clear sky.

Since 2002 · $6.5B+ Funded · $1B AUM

Financing for Modern Industrial Operations

Industrial assets are critical infrastructure for manufacturing, warehousing, and logistics — often with long-term leases, specialized improvements, and location-driven value. AVANA structures loans that reflect real-world operations, supporting both owner-operators and investment sponsors.

Our underwriting weighs tenant strength, market demand, and building functionality to balance leverage with cash-flow coverage

Underwritten to How It Operates

Warehouse, distribution, manufacturing, cold storage, and flex — structured around how your facility runs, not a generic box

Right Structure for the Strategy

SBA 504, conventional, bridge, or construction — matched to owner-users, stabilized holds, transitions, and expansions, from one team

Straight, Fast Answers

A soft quote in 1–2 business days from a team that actually closes industrial deals

Loan Options for Industrial Properties

SBA 504 Loans

Long-term, fixed-rate financing covering up to 90% of total project costs for qualifying owner-operators — manufacturers, distributors, and fabricators — acquiring, building, or expanding a facility their business occupies.

Explore SBA 504 Program →

Conventional Term Loans

Long-term financing for stabilized, income-producing industrial assets — ideal for refinancing maturing debt or acquiring warehouses and distribution centers with proven cash flow.

Explore Conventional Program →

Bridge Loans

Short-term, interest-only capital to acquire or reposition industrial properties in transition — lease-up, renovations, or operational turnaround — before permanent financing is in place.

Explore Bridge Program →

Key Terms & Structures

Rates and structures vary depending on loan type and borrower qualifications

Loan Sizes

Typically $1MM to $30MM

Terms

Short-term options up to 3 years; long-term options up to 25 years

Leverage

Up to 75% LTV or up to 90% total project costs for eligible SBA 504 executions

Pricing

Indexed to SOFR, CMT, or Treasury, plus program-specific spreads

Extensions

Certain bridge programs include renewal or extension features, subject to performance

Use of Proceeds

Industrial loan proceeds may be used for

Facility acquisition or expansion

Stabilizing under-leased facilities ahead of permanent financing

Refinancing existing debt, including potential cash-out for business purposes

Repositioning and upgrades to meet tenant or production needs (HVAC, loading, power, automation)

Institutional Capital Behind Your Deal

Through the AVANA–Oaktree Private Credit Partnership, we bring institutional-grade capital to experienced logistics and industrial sponsors. Pairing AVANA's sector underwriting with Oaktree's private-credit platform lets us price bridge deals sharper and fund faster than a balance-sheet lender working alone — so your repositioning timeline doesn't wait on ours

Hotel entrance with large pillars, palm trees, and evening lighting under blue sky.

A Streamlined Process

We make financing simple, transparent, and fast from application to funding

Submit Application

Submit your application with pre-qualification documents. We’ll review and issue a soft quote within 1-2 business days

Review

We review initial documents and confirm loan structure and key terms. If the deal meets criteria, we issue a Letter of Intent with proposed terms

Approval & Terms

We complete underwriting and order third-party reports as needed. Credit team issues final approval when complete (timing can vary)

Closing & Funding

We prepare final loan documents, open escrow, and coordinate closing. Funds are released once closing requirements are met

Proven Success Stories

We’ve helped businesses across industries

Featured

September 17, 2021

Single Tenant Industrial Office

Loan Purpose:

Cash-Out Refinance

Asset Class:

Industrial

Loan Amount:

1,250,000

Featured

August 23, 2022

Southfield Industrial Buildings Deal

Loan Purpose:

Refinance

Asset Class:

Industrial

Loan Amount:

$7,250,000

Frequently Asked Questions

Find answers to common questions

Can I use an SBA 504 loan to buy or expand my industrial facility?

Yes. SBA 504 is one of the strongest tools available for owner-operators — manufacturers, distributors, fabricators, and service contractors — purchasing, constructing, or expanding a facility their business will occupy (generally 51%+ owner occupancy for acquisitions, 60%+ for new construction). Financing can cover the real estate, construction, and long-life equipment at up to 90% of total project costs with long-term fixed rates.

What are common bridge loan use cases for industrial properties?

Bridge financing works well when the asset isn’t ready for permanent debt yet: acquiring a partially vacant warehouse and funding lease-up, repositioning an older facility for modern distribution or light manufacturing, completing capital improvements (dock doors, power upgrades, sprinklers, yard expansion), or refinancing maturing debt while a sale or stabilization is in progress.

Do you finance specialized or single-tenant industrial buildings?

We evaluate each asset on tenant strength, market demand, and building functionality. Single-tenant and specialized facilities — cold storage, food production, flex/R&D — can qualify; underwriting focuses on lease term, tenant credit, re-leasing prospects, and how adaptable the improvements are. Owner-occupied specialized facilities are often a strong fit for SBA 504.

How do you structure industrial refinancing?

We offer conventional term loans and bridge options for refinancing industrial assets — whether the goal is lowering rates, extending maturity, consolidating debt, or pulling out equity for business purposes. SBA 504 refinancing is also available for eligible owner-occupied properties that have been operational for at least two years.

How quickly can I get terms?

Submit your application with pre-qualification documents and we’ll review and issue a soft quote within one business day. If the deal fits our criteria, we issue a Letter of Intent with proposed terms after reviewing initial documents.

Ready to Get Started?

Tell us about your industrial property, capital needs, and timing in a short online form — we'll come back with a soft quote in 1–2 business days.

Apply for a Loan →Schedule a Call ↗

Insights

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Our Team

About Sanat Patel

As Chief Lending Officer at AVANA Companies and Chair of the Board at AVANA Bank, Sanat Patel brings more than three decades of experience in financial services, private credit and commercial banking, with a proven track record in loan structuring, risk management, and balance sheet growth. Sanat has led strategic initiatives that connect institutional capital with entrepreneurial ambition, supporting the growth of businesses, and owners engaged in commercial real estate across the U.S. He has built and scaled lending platforms in partnership with banks and credit unions, developing tailored financial solutions that drive job creation and foster inclusive economic development.

Sanat Patel

Chief Lending Officer