Industrial Real Estate Financing
Industrial properties—from manufacturing plants to logistics and distribution centers—are at the core of modern supply chains. AVANA Companies provides flexible industrial financing that supports acquisition, expansion, and recapitalization, while offering investors access to secured, asset-backed private-credit opportunities.
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SBA 504 Loans
Built for Growth
Fixed-Rate, High LTV (Up to 90%), Long-Term CRE Loans for Owner-Occupied Properties
Backed by $5B+ in SBA lending expertise. Fast, transparent closings tailored for small businesses and brokers.
Financing for Modern Industrial Operations
Loan Options for Industrial Properties
SBA 504 Loans
Explore SBA 504 Program →
Conventional Term Loans
Explore Conventional Program →
Bridge Loans
Explore Bridge Program →
Key Terms & Structures
Rates and structures vary depending on loan type and borrower qualifications
Loan Sizes
Typically $1MM to $30MM
Terms
Short-term options up to 3 years; long-term options up to 25 years
Leverage
Up to 75% LTV or up to 90% total project costs for eligible SBA 504 executions
Pricing
Indexed to SOFR, CMT, or Treasury, plus program-specific spreads
Extensions
Certain bridge programs include renewal or extension features, subject to performance
Facility acquisition or expansion
Stabilizing under-leased facilities ahead of permanent financing.
Refinancing existing debt, including potential cash-out for business purposes.
Repositioning and upgrades to meet tenant or production needs (HVAC, loading, power, automation).
For Investors: Why Industrial Loans Matters
- Exposure to mission-critical facilities with diversified tenant bases.
- Amortizing structures and coverage ratios designed to prioritize principal protection.
- Positive economic and social impact through job creation, manufacturing, and local tax revenues.
Submit Application
Submit your application with pre-qualification documents. We’ll review and issue a soft quote within 1 business day
Review
We review initial documents and confirm loan structure and key terms. If the deal meets criteria, we issue a Letter of Intent with proposed terms
Approval & Terms
We complete underwriting and order third-party reports as needed. Credit team issues final approval when complete (timing can vary)
Closing & Funding
We prepare final loan documents, open escrow, and coordinate closing. Funds are released once closing requirements are met
Proven Success Stories
We’ve helped businesses across industries
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Frequently asked questions
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Insights
Our Team
About Sanat Patel
As Chief Lending Officer at AVANA Companies and Chair of the Board at AVANA Bank, Sanat Patel brings more than three decades of experience in financial services, private credit and commercial banking, with a proven track record in loan structuring, risk management, and balance sheet growth. Sanat has led strategic initiatives that connect institutional capital with entrepreneurial ambition, supporting the growth of businesses, and owners engaged in commercial real estate across the U.S. He has built and scaled lending platforms in partnership with banks and credit unions, developing tailored financial solutions that drive job creation and foster inclusive economic development.
Our Team
About Christyna Lane
As a lending participation expert in Southern California, Christyna Lane manages the direct loan placements for AVANA CUSO, a Member of the AVANA Family of Companies, with lenders like credit unions, community banks and other financial institutions while establishing and maintaining relationships for the organization. Joining the CUSO team in 2014, she works in connection with lenders nationwide to assist them in reaching their commercial lending goals and diversifying their portfolio.