Warehouse Property Loans
Warehouses, distribution centers, and fulfillment hubs sit at the heart of modern logistics and e-commerce. AVANA Companies offers bridge financing for warehouse and distribution properties, helping sponsors acquire, refinance, or reposition assets ahead of long-term take-out. Our private-credit platform connects these critical logistics assets with investors seeking secured exposure to real-economy infrastructure.
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SBA 504 Loans
Built for Growth
Fixed-Rate, High LTV (Up to 90%), Long-Term CRE Loans for Owner-Occupied Properties
Backed by $5B+ in SBA lending expertise. Fast, transparent closings tailored for small businesses and brokers.
Tailored Funding for Warehouse Properties
Loan Options for Warehouse Properties
Bridge Loans
Explore Bridge Program →
Key Terms & Structures
Rates and structures vary depending on loan type and borrower qualifications
Loan Sizes
Typically $5MM to $30MM, depending on asset size, market, and business plan.
Terms
Up to 3 years, often with extension options contingent on performance and meeting defined milestones.
Leverage
Up to 75% LTV, with actual leverage set based on in-place income, forward underwriting, and property profile.
Pricing
Generally indexed to SOFR or similar floating benchmarks, with risk-appropriate spreads.
Repayment
Interest-only during the term, with payoff expected from sale or permanent refinance upon execution of the business plan.
Acquire logistics and distribution properties requiring repositioning or stabilization.
Fund improvements such as dock enhancements, clear-height modifications, lighting and HVAC upgrades, and yard improvements.
Refinance existing loans approaching maturity or resolving special situations.
Support releasing and tenant-improvement packages that reposition the asset within its competitive set.
For Investors: Why Warehouse Loans Matter
- Exposure to critical logistics infrastructure underpinning e-commerce and regional supply chains.
- Sponsorship-driven value creation opportunities, where conservative underwriting and disciplined oversight can help manage risk.
- Real-asset collateral in locations that may benefit from long-term shifts in consumption and inventory management.
Submit Application
Submit your application with pre-qualification documents. We’ll review and issue a soft quote within 1 business day
Review
We review initial documents and confirm loan structure and key terms. If the deal meets criteria, we issue a Letter of Intent with proposed terms
Approval & Terms
We complete underwriting and order third-party reports as needed. Credit team issues final approval when complete (timing can vary)
Closing & Funding
We prepare final loan documents, open escrow, and coordinate closing. Funds are released once closing requirements are met
Proven Success Stories
We’ve helped businesses across industries
Frequently asked questions
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Insights
Our Team
About Sanat Patel
As Chief Lending Officer at AVANA Companies and Chair of the Board at AVANA Bank, Sanat Patel brings more than three decades of experience in financial services, private credit and commercial banking, with a proven track record in loan structuring, risk management, and balance sheet growth. Sanat has led strategic initiatives that connect institutional capital with entrepreneurial ambition, supporting the growth of businesses, and owners engaged in commercial real estate across the U.S. He has built and scaled lending platforms in partnership with banks and credit unions, developing tailored financial solutions that drive job creation and foster inclusive economic development.
Our Team
About Christyna Lane
As a lending participation expert in Southern California, Christyna Lane manages the direct loan placements for AVANA CUSO, a Member of the AVANA Family of Companies, with lenders like credit unions, community banks and other financial institutions while establishing and maintaining relationships for the organization. Joining the CUSO team in 2014, she works in connection with lenders nationwide to assist them in reaching their commercial lending goals and diversifying their portfolio.